Cost of Living for a Couple or Family with One Child in Towns Like Kanchipuram and Tiruvannamalai, India (2020)

When planning to live in towns like Kanchipuram and Tiruvannamalai in India, understanding the cost of living is crucial. This article provides a detailed breakdown of the expenses for a couple or a family with one child, focusing on essential living costs in 2020.

Introduction

The cost of living can vary widely depending on factors such as the neighborhood, quality of life, and lifestyle preferences. This article aims to provide a realistic estimate for a couple or a family with one child, helping them plan their budget and financial needs.

Overview of the Budget

The budget provided is based on a moderate quality of life with basic amenities. The expenses are categorized into housing, transportation, education, food, entertainment, and miscellaneous costs. The total estimated monthly expense is around Rs. 20,000.

Expenses Breakdown

Housing

For a couple or a family with one child, renting or owning a 2 BHK (2 bedroom, 2 bathroom, and kitchen) apartment would typically cost around Rs. 4,000 to 6,000 per month in towns like Kanchipuram and Tiruvannamalai. In 2020, assuming a rental cost of Rs. 4,000 per month is a reasonable starting point.

Transportation

A two-wheeler would cost around Rs. 1,000 per month for maintenance and fuel. Additionally, a bicycle for the child would cost Rs. 500, though it may be used less frequently.

Education

Enrolling a child in a popular school would cost around Rs. 1,500 per month. Given that kids typically attend school for five days a week, the cost of basic school fees would be around Rs. 1,500.

Food and Groceries

For a balanced diet, a family would need to incorporate fresh veggies, quality meat and fish, eggs, milk, and a mix of edible oils. Breakfast, snacks, and dinner are essential, along with occasional dining out or eating out. Monthly expenses include:

Fresh vegetables: Rs. 500 Quality meat and fish: Rs. 2,000 (a couple of days a week) Eggs: Rs. 600 (daily) Rice: Rs. 1,000 General groceries: Rs. 1,500 Edible oil (gingelly, groundnut, palm oil, etc.): Rs. 600 Milk: Rs. 900

Entertainment and Media

Entertainment is an important aspect of daily life. Monthly expenses would include:

Phone and Internet: Rs. 300 DTV: Rs. 250 Electricity (eb): Rs. 200 #ott platform (excluding phone and TV): Rs. 200 AC and gas: Rs. 500

Water and Miscellaneous

These expenses cover water, miscellaneous items, and occasional luxuries. Monthly costs:

Water: Rs. 600 Miscellaneous: Rs. 2,000 2 cinema visits a month: Rs. 600 2 days of outside food every fortnightly: Rs. 800

Conclusion

A family in Kanchipuram or Tiruvannamalai, India, in 2020, with a couple and one child, needs approximately Rs. 20,000 per month to live a decent life. This includes housing, transportation, education, food, entertainment, and miscellaneous expenses. By planning and budgeting effectively, families can ensure a comfortable and fulfilling lifestyle.