Is 18500 AED Enough for Living in Abu Dhabi?

Living in Abu Dhabi with a monthly salary of 18,500 AED can be a significant expense. This article will analyze the costs associated with various aspects of life in Abu Dhabi to help you determine if this salary is sufficient for your needs.

Key Expenses to Consider

Housing

The cost of renting a small apartment in Abu Dhabi can vary greatly depending on the location. Here’s a breakdown:

Central City: One-bedroom apartments can cost between 5,000 to 10,000 AED per month. Outside Central City: Expect to pay between 3,000 to 7,000 AED for a similar-sized apartment.

Utilities

Utilities such as electricity, water, and cooling can average around 500 to 1,000 AED per month. Internet services, on the other hand, start at 300 to 600 AED per month.

Groceries

The cost of groceries can range widely based on your shopping habits and dietary preferences. Expect to spend around 1,500 to 3,000 AED per month on groceries for two people.

Transportation

Public transportation in Abu Dhabi typically costs around 80 to 100 AED per person per month. If you prefer to drive, factor in additional costs such as fuel and car maintenance.

Dining Out and Entertainment

A mid-range restaurant meal for two can cost around 100 AED. Allocate around 1,000 AED per month for dining and entertainment expenses.

Healthcare

The cost of healthcare can vary widely based on your health insurance coverage. If your employer provides coverage, your expenses will be minimal. Otherwise, budget for health insurance premiums and out-of-pocket expenses.

Estimated Monthly Budget

Expense Breakdown

Expense Category Estimated Cost (AED) Rent 5,000 - 10,000 Utilities 800 Internet 400 Groceries 2,000 Transportation 300 Dining/Entertainment 1,000

Total Estimated Costs

Based on the above estimates, your potential monthly expenses can range from 9,500 to 14,500 AED.

Conclusion

With a salary of 18,500 AED, you should be able to live comfortably in Abu Dhabi. Your estimated total expenses (9,500 - 14,500 AED) fall well below your income, leaving ample room for savings, additional expenses, or unexpected costs.

For the most accurate estimate, it’s always a good idea to create a detailed budget based on your lifestyle and personal preferences. Consider using financial planning tools or consulting with local financial advisors to ensure your budget aligns with your financial goals.